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A Pilot Unrestricted Payment Program for Early-stage Cancer Patients: the PAYMENT Trial

Preventing Financial Adversity Among Early-Stage Cancer Patients Through Unrestricted Cash (PAYMENT) Pilot Study

Status
Not yet recruiting
Phases
Unknown
Study type
Interventional
Source
ClinicalTrials.gov
Registry ID
NCT06771739
Enrollment
20
Registered
2025-01-13
Start date
2026-05-01
Completion date
2026-06-30
Last updated
2026-03-13

For informational purposes only — not medical advice. Sourced from public registries and may not reflect the latest updates. Terms

Conditions

Malignant Solid Neoplasm

Brief summary

This clinical trial studies whether an unrestricted cash payment program can be used to improve financial and clinical outcomes in early-stage cancer patients with financial concerns. A cancer diagnosis can have poor financial outcomes, and the cost of cancer treatment can lead to high medical debt and financial hardships for the patient and family. Financial hardship during cancer treatment is associated with adverse outcomes including poorer quality of life, lower treatment compliance, more aggressive use of hospital-based care, and worse survival. Newly diagnosed cancer patients with financial concerns may avoid treatment entirely so that they can continue to work and maintain income, provide for their families, or pay rent. An unrestricted cash payment program provides patients with a preloaded cash card once monthly. The patients can choose what to use the card to pay for and may include items like food, rent, or utilities. This provides a period of guaranteed income for the patients and may prevent them from falling into poverty and improve financial and clinical outcomes.

Detailed description

OUTLINE: Patients are randomized to 1 of 2 arms. ARM A: Patients receive a $1000 preloaded cash card once monthly for 3 months. ARM B: Patients receive a $100 preloaded cash card once monthly for 3 months. After completion of study intervention, patients are followed up 3 months and 6 months post randomization.

Interventions

OTHERElectronic Health Record Review

Ancillary studies

OTHERInterview

Ancillary studies

OTHERSupport

Receive $1000 preloaded cash card

OTHERSurvey Administration

Ancillary studies

Sponsors

Fred Hutchinson Cancer Center
Lead SponsorOTHER
National Cancer Institute (NCI)
CollaboratorNIH
Oregon Health and Science University
CollaboratorOTHER
SWOG Cancer Research Network
CollaboratorNETWORK

Study design

Allocation
RANDOMIZED
Intervention model
PARALLEL
Primary purpose
HEALTH_SERVICES_RESEARCH
Masking
NONE

Eligibility

Sex/Gender
ALL
Age
18 Years to No maximum
Healthy volunteers
No

Inclusion criteria

* Age \>= 18 * Ability to understand English * Ability to understand and willingness to sign a written informed consent document. Legally authorized representatives may sign and give informed consent on behalf of study participants * Within 90 days of a non-metastatic or early-stage solid tumor receiving or rescheduled to receive treatment in the neoadjuvant, adjuvant or definitive setting for curative intent. Eastern Cooperative Oncology Group (ECOG) performance status (PS) 0-2 * Current cancer patient at PeaceHealth (Southwest Medical Center or St. Joes) * Not current Medicaid enrollee * Not enrolled in hospice * Screens positive for financial fragility

Design outcomes

Primary

MeasureTime frameDescription
Dropout rateUp to 1 yearFeasibility will be measured by dropout during study period. The study will be considered feasible to implement if less than 20% of patients drop out. Will be able to estimate a drop-out rate of 20% to within a 95% confidence interval of +/- 18%.
Survey completion rateUp to 1 yearFeasibility will be measure by rates of survey completion. The study will be considered feasible to implement if survey completion is 90% or greater.
Participant enrollmentUp to 1 yearFeasibility will be measured by participant enrollment (percent enrolled versus \[vs.\] approached). The study will be considered feasible to implement if 60% or more of approached patients enroll.
Time to accrue 20 patientsUp to 1 yearFeasibility will be measured by the time in months to accrue 20 patients. The study will be considered feasible if accrual is reached by 6 months.

Secondary

MeasureTime frameDescription
Financial hardshipBaseline, 3 and 6- months post randomizationWill assess whether patient self-reports one or more of the following: new debt (relative to baseline), income decline of 20% or more, loans from family/friends to pay for cancer treatment, selling/refinancing primary home, \>= 2 months missed rent or mortgage payments, evictions. May adjust either the methods for assessing financial hardship (e.g. using credit reports rather than surveys) or the endpoint itself based on observed survey completion rate and incidence of each endpoint.
Treatment nonadherenceBaseline, 3 and 6- months post randomizationWill assess whether patient self reports they did or did not skip medication doses or refuse/decline recommended therapy due to cost concerns. Evidence of treatment completion vs. missed treatments/appointments using data from electronic medical record captured by research assistant.
Unplanned emergency department (ED)/hospital admissionsBaseline, 3 and 6- months post randomizationAll instances of ED visits and hospital stays (including reason for visit) will be abstracted from patients' medical records. The study team will categorize visits as anticipated (for chemotherapy or planned procedure) vs. unanticipated (complication or treatment side effect).
Food and housing insecurityBaseline, 3 and 6- months post randomizationWill be assessed using items 1 through 4 of the 10-item Health-Related Social Needs Screening Tool from Centers for Medicare and Medicaid Services.
Quality of lifeBaseline, 3 and 6- months post randomizationWill be assessed using the composite score from the European Quality of Life Five Dimension Index (scored 0-100). A 6-point score change is considered clinically meaningful in United States cancer populations.

Countries

United States

Contacts

CONTACTAri Bell-Brown
abellbro@fredhutch.org206-667-7624
PRINCIPAL_INVESTIGATORVeena Shankaran, MD

Fred Hutch/University of Washington Cancer Consortium

Outcome results

None listed

Source: ClinicalTrials.gov · Data processed: Mar 14, 2026