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Impact of a Financial Success Education Program in Women and Children

Impact of a Financial Success Education Program on Perceived Financial Well-being, Hopefulness, Financial Competency, Financial Goal Achievement, Quality of Life, and Quantitative Health Outcomes in Women and Children: A Pilot Study

Status
Completed
Phases
Unknown
Study type
Observational
Source
ClinicalTrials.gov
Registry ID
NCT01409291
Enrollment
64
Registered
2011-08-04
Start date
2011-09-30
Completion date
2013-09-30
Last updated
2014-08-26

For informational purposes only — not medical advice. Sourced from public registries and may not reflect the latest updates. Terms

Conditions

Stress

Keywords

low socioeconomic status, stress, women, children, cortisol

Brief summary

Many Americans are living paycheck to paycheck. This may lead to financial stress and an increase in overall stress. People under stress are more likely to smoke, consume alcohol, eat a poor diet, and experience depression or anxiety. Experiencing financial stress may also increase the risk for heart disease. The purpose of this research study is to test whether participating in the Financial Success Program improves health outcomes, in both the women participating and their children.

Interventions

None listed

Sponsors

Creighton University
Lead SponsorOTHER

Study design

Observational model
COHORT
Time perspective
PROSPECTIVE

Eligibility

Sex/Gender
ALL
Age
3 Years to No maximum
Healthy volunteers
No

Inclusion criteria

* Women 19 years or older enrolled in the Financial Success Program in fall 2011 and winter 2012 and/or a their child(ren) ages 3-18 years attending the daycare with their mother * Women must be employed to be enrolled in the Financial Success Program * Able and willing to provide informed consent

Exclusion criteria

* Women less than 19 years of age * Women working a night time shift (due to variability in diurnal cortisol secretion) * Known pregnancy or planned pregnancy (due to variability in blood pressure, glucose, weight, and lipids) * Women are excluded from the Financial Success Program if they are living in a domestic violence situation or abusing alcohol or illicit drugs

Design outcomes

Primary

MeasureTime frameDescription
Minutes of Exercise Per Week1 yearMean minutes of exercise per week

Secondary

MeasureTime frameDescription
Fast Food Meals Per Week1 yearMean number of fast food meals per week

Countries

United States

Participant flow

Participants by arm

ArmCount
Mothers
All participants of the Financial Success Program were approached for the study. This was a single arm descriptive study.
36
Children
Children between ages 3 and 18 years whose mothers were participating in the Financial Success Program.
28
Total64

Baseline characteristics

CharacteristicMothersChildrenTotal
Age, Continuous35.8 years
STANDARD_DEVIATION 6.1
7.9 years
STANDARD_DEVIATION 3.5
23.5 years
STANDARD_DEVIATION 6.7
Region of Enrollment
United States
36 participants28 participants64 participants
Sex: Female, Male
Female
36 Participants16 Participants52 Participants
Sex: Female, Male
Male
0 Participants12 Participants12 Participants

Adverse events

Event typeEG000
affected / at risk
EG001
affected / at risk
deaths
Total, all-cause mortality
— / —— / —
other
Total, other adverse events
0 / 380 / 26
serious
Total, serious adverse events
0 / 380 / 26

Outcome results

Primary

Minutes of Exercise Per Week

Mean minutes of exercise per week

Time frame: 1 year

ArmMeasureGroupValue (MEAN)Dispersion
MothersMinutes of Exercise Per WeekPre-intervention120.0 minutesStandard Deviation 237
MothersMinutes of Exercise Per Week1-year184.2 minutesStandard Deviation 404.2
ChildrenMinutes of Exercise Per WeekPre-intervention404.5 minutesStandard Deviation 319.6
ChildrenMinutes of Exercise Per Week1-year350.3 minutesStandard Deviation 246.8
Secondary

Fast Food Meals Per Week

Mean number of fast food meals per week

Time frame: 1 year

ArmMeasureGroupValue (MEAN)Dispersion
MothersFast Food Meals Per WeekPre-intervention2.4 meals per weekStandard Deviation 1.7
MothersFast Food Meals Per Week1-year1.5 meals per weekStandard Deviation 1.1
ChildrenFast Food Meals Per WeekPre-intervention1.9 meals per weekStandard Deviation 1.4
ChildrenFast Food Meals Per Week1-year1.4 meals per weekStandard Deviation 1.3

Source: ClinicalTrials.gov · Data processed: Feb 4, 2026