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Improvement in financial circumstances with debt advice provision: a randomised trial of efficacy, cost effectiveness and cost benefit

Status
Active, not recruiting
Phases
Unknown
Study type
Interventional
Source
ISRCTN
Registry ID
ISRCTN68363641
Enrollment
308
Registered
2006-07-28
Start date
2005-05-05
Completion date
Unknown
Last updated
2015-01-13

For informational purposes only — not medical advice. Sourced from public registries and may not reflect the latest updates. Terms

Conditions

Anxiety Signs and Symptoms Anxiety

Interventions

Invitation of debt advice provided over the telephone by National Debtline

Sponsors

Department for Constitutional Affairs (UK)
Lead Sponsor

Eligibility

Sex/Gender
All

Inclusion criteria

Inclusion criteria: Respondents to the screening survey who indicate they are currently experiencing a debt problem about which they have not obtained formal advice

Exclusion criteria

Exclusion criteria: All those without debt problems, or those with debt problems who have obtained formal advice

Design outcomes

Primary

MeasureTime frame
The primary outcome with respect to the efficacy of debt advice will be the proportion of people with no debt problem 12 months after the offer of advice

Secondary

MeasureTime frame
1. Proportion of people with debt problems after five months 2. Level of personal debt 3. Amount of monthly debt servicing payments 4. Ease of living on income (index) 5. Outlook (when debt problems will end) 6. Knowledge of personal financial situation 7. Continuity of ownership/possession of the family home 8. Continuity of services (utilities: water, electricity, etc.) 9. Loss of property through debt enforcement processes 10. County court judgments 11. Employment status 12. Relationship stability (relationship status) 13. Relationship stability (suggestion of separation) 14. Anxiety (index ? six item version of state trait anxiety index constructed by Marteau and Bekker in 1992) 15. Health (using EuroQoL (Eq-5D) instrument

Countries

United Kingdom

Outcome results

None listed

Source: ISRCTN (via WHO ICTRP) · Data processed: Feb 4, 2026