Uptake and use of hospi-cash insurance policy, and its effects on health insurance and hospital use Not Applicable
Conditions
Interventions
Current interventions as of 18/07/2022:
Randomized controlled trial:
- Products: The researchers offer households the opportunity to purchase one of two hospi-cash policies. These policies provide a
Sponsors
University of Chicago
Eligibility
Sex/Gender
Female
Inclusion criteria
Inclusion criteria: 1. Women 2. Ages 18-54 years 3. Currently are not holders of an existing VimoSEWA hospi-cash product
Exclusion criteria
Exclusion criteria: Does not meet inclusion criteria
Design outcomes
Primary
| Measure | Time frame |
|---|---|
| Current primary outcome measure as of 18/07/2022: Starting after baseline, we measure 4 primary outcomes measured at the household level for each household in the sample using administrative records: 1. Uptake of each of the 2 selected hospi-cash products 2. Uptake of health insurance products 3. Days of hospitalization, by each adult member and by any minor members of the household 4. Days of hospital treatment reimbursed under the hospi-cash policies. _____ Previous primary outcome measure: Collected during baseline and one year after baseline using a novel questionnaire: 1. Uptake of each of the 2 selected hospi-cash products 2. Uptake of SEWA’s health insurance product and savings product 3. Days of hospitalization, by each adult member and by any minor members of the household. In addition, the number of days reimbursed by health insurance. | — |
Secondary
| Measure | Time frame |
|---|---|
| Current secondary outcome measures as of 18/07/2022: Collected during baseline, using administrative records, and during endline: 1. Uptake of other insurance and/or financial products 2. Number of days of work in last month and average daily wage on days worked 3. Monthly income 4. Asset index 5. Savings 6. Monthly consumption expenditure (net of medical expenses) 7. Measures of within village consumption inequality (e.g. variance of log consumption for households in a village) 8. Monthly medical expenditures 9. Battery of health and wellness measures _____ Previous secondary outcome measures: Collected during baseline and one year after baseline using a novel questionnaire: 1. Number of days of work in last month and average daily wage on days worked 2. Asset index 3. Savings 4. Monthly consumption budget (net of medical expenses) | — |
Countries
India, United States of America
Contacts
Public ContactJake;Morgen Kramer;Miller
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Outcome results
None listed